Contact Us
Call us, email us or fill out the form below and we will respond in less than 24 hours
Email us:
info@zippcar.co.uk
Call us:
0204 603 9288
ANY QUESTIONS?
What types of mis-selling can I make a PCP claim for?
You may be eligible for a PCP car finance claim if:
Brokers or lenders used Discretionary Commission Arrangements (DCA on car finance) to increase your interest rates thus earning them higher commissions.
– You were charged more than necessary due to these previously mentioned, inflated interest rates.
– The terms of your agreement weren’t explained correctly or in enought detail, leaving you unsure about the ownership of the vehicle or the repayment terms offered.
– The lender didn’t show full due diligence and check whether the agreement was affordable.
– If any of these sound familiar, use our car finance claims check to start your claim.
How do I know if I was mis sold car finance?
You might have a mis sold car finance agreement if:
– Your interest rate was higher than necessary.
– The dealer or broker earned a commission they didn’t disclose to you.
– The terms of your agreement were unclear or misleading.
Our PCP claims checker can quickly confirm if you’re eligible for a refund.
Which lenders can I make a mis-sold car finance claim against?
Our claims managers / experts are here to assist customers with claims involving most of the major lenders. These include Black Horse Ltd, Volkswagen Financial Services (UK) Ltd, FirstRand Bank Ltd (London Branch), BMW Financial Services (GB) Ltd, Santander Consumer (UK) PLC, RCI Financial Services Ltd, Vauxhall Finance PLC, Close Brothers Ltd, PSA Finance UK Ltd, FCE Bank PLC, Mercedes-Benz Financial Services UK Ltd, CA Auto Finance UK Ltd, Clydesdale Financial Services Ltd, Blue Motor Finance Ltd, NIIB Group Ltd, Toyota Financial Services (UK) PLC, Moneybarn No. 1 Ltd, Hyundai Capital UK Ltd, Startline Motor Finance Ltd, and many more.
If your agreement was with one of these lenders or another one not listed above, you may still be eligible for compensation. Our team will check and help you get started.
Can I claim for mis-sold PCP even if the lender has gone out of business?
Yes you can. If your lender has since ceased trading, you can still claim against the dealer or broker who arranged your agreement with the said lender. Reach out to our claims teams, and they will guide you through starting your entire car finance refund process.
All figures disclosed on the results page of our form are based on the average a client was overcharged during the FCA’s investigation.
Free Online Checker refers only to the live soft-credit check completed online to identify your car finance agreements.
Zippcar is a trading style of Addlington West Group Limited who are authorised and regulated by the Financial Conduct Authority, FRN: 838665
T: 0204 603 9288 I E: info@zippcar.co.uk